Who said you had to have a bank account to make everyday expenses?
Paul shares with us the advantages of the Transcash card with which he decides to top-up his salary and also get certain social benefits – without the constraints of a bank!
Transcash Mastercard bankless cards offer the flexibility of a traditional card, with the option of doing a wire transfer top-up and transferring money (salary, RSA, allowance, pension, etc.) in France or abroad, on a regular or occasional basis.
Paul discovered this very advantageous method of transferring money because he didn’t want to be dependent on a bank. In discussion with his friend Mateo, he explains:
Lots of agios, fees, card charges and you still have to pay every month...
Frankly, I'm done with banking! I prefer a solution like Transcash with zero overdraft and an international card for just €1/month in fees.
But we would know if it were better than a bank, wouldn't we?
It's a question of costs, but for me it's a no-brainer: I choose Transcash so that I don't exceed my budget, travel the world and can even top-up my salary on my card...
Without having a banker watching my transactions!
Paul can make a transfer from one of his accounts or from a third party, whether a relative, a company or an institution for example using the Transcash prepaid card :
It's easy to forget that there are alternatives to traditional banking
So how do you top-up money to get enough on a daily basis using Transcash?
With the ESSENTIAL or MAX formulas, I can do the equivalent of a recurring transfer, thanks to the Transcash bank transfer information.
And in addition to top-up income or social benefits, no fee is applied in the Transcash black card!
I can download it directly from my account at any time.
As with all systematic wire transfers, Paul provides certain documents. Any transfer from a bank account where the sender is not the account holder must be justified, specifying the Transcash pack number. And everything is easily managed in his personal Transcash space, under the heading “Loading by wire transfer” :
To receive a wire transfer on my Transcash account, I log in and follow the instructions depending on whether I want to make the transfer or receive it, and the nature of the sum of money.
And don't panic, Transcash checks the information! For the salary, I have to provide:
- My last payslip
- The completed wire transfer certificate (if it's a company) OR the identity document of the account holder making the transfer
And it's the same with other benefits, such as money from the CPAM (Caisse Primaire Assurance Maladie) or my mutual insurance company.
Remember when I was off work for 1 month because of my shin splints, I was very happy to top-up my daily allowances in my Transcash card!
Break a leg they say to you! I'm going to talk to my wife about Transcash, it can be great for us as well!
Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Transcash card is issued by Paynovate SA under license from Mastercard International Inc. Paynovate SA is an electronic money issuer regulated by the National Bank of Belgium and holds a passport in all European countries (réf 0506.763.929).